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Agent Profiles • Buying A Home • Lifestyle • September 15, 2023

Hablamos Español y Propiedad de Vivienda

by Krista Batchelor
Hablamos Español y Propiedad de Vivienda

Bienvenidos a la hermosa Costa Este de Maryland o al encantador paisaje de Delaware. En Coldwell Banker Chesapeake Real Estate Company, les extendemos una invitación para ser parte del vecindario. Nuestra misión es hacer que el icónico Sueño Americano de ser propietario de una vivienda sea alcanzable para todos. La propiedad de una vivienda no solo sirve como un hogar, sino también como un camino para acumular riqueza. Tu dedicación y trabajo arduo merecen las recompensas que te corresponden.

El proceso de adquirir bienes raíces en los Estados Unidos puede ser intrincado y desconcertante, especialmente para aquellos cuyo idioma principal no es el inglés. La multitud de regulaciones complicadas, extensa documentación, procedimientos complejos y costumbres sutiles pueden parecer abrumadoras para los recién llegados.

 

En este esfuerzo, les presentamos a Murphy O’Neill, nuestro agente de bienes raíces certificado que encarna la esencia de la empatía y la competencia bilingüe. Murphy es uno de los miembros pioneros de la Asociación Hispana del Condado de Kent, un esfuerzo colaborativo que incluye a Alberto Gamez de Atlantic Bay Mortgage e Ivette Furneisen de la Firma de Abogados Pam Duke. Juntos, han fusionado sus talentos para crear un equipo dinámico y bilingüe de profesionales inmobiliarios. Este equipo está dedicado a brindar una asistencia inestimable a la comunidad hispana, asegurando una realización fluida del apreciado sueño de ser propietario de una vivienda.

 

Pero, ¿por qué es tan importante la propiedad de una vivienda? Veamos algunos de los beneficios:

  1. Estabilidad y Arraigo: Ser dueño de una vivienda proporciona una base estable para tu familia. Establece un sentido de pertenencia y te permite echar raíces en una comunidad que amas.
  2. Construcción de Patrimonio: La propiedad de una vivienda es a menudo una forma confiable de construir equidad y acumular riqueza con el tiempo. A medida que pagas tu hipoteca, esencialmente estás invirtiendo en ti mismo.
  3. Personalización: Cuando eres dueño de una vivienda, tienes la libertad de personalizarla y modificarla según tu gusto. Pinta las paredes, remodela la cocina o crea un oasis en el jardín: es tu lienzo.
  4. Beneficios Fiscales: La propiedad de una vivienda puede ofrecer ventajas fiscales, incluidas deducciones por intereses hipotecarios e impuestos a la propiedad. Consulta a un profesional de impuestos para entender los posibles ahorros.
  5. Inversión a largo plazo: Históricamente, los bienes raíces suben en valor con el tiempo. Cuando eres dueño de una vivienda, estás haciendo una inversión que puede generar rendimientos a largo plazo.
  6. Conexión con la Comunidad: La propiedad de una vivienda fomenta un sentido más fuerte de comunidad. Te involucras en el bienestar del vecindario y contribuyes a su crecimiento.
  7. Seguridad en la Jubilación: Ser dueño de una vivienda puede brindar una sensación de seguridad durante la jubilación. No tendrás que preocuparte por aumentos en el alquiler y puedes utilizar la equidad de tu vivienda si es necesario.

 

No duden en comunicarse con Murphy a 443-480-4275 o murphy@cbchesapeake.com . Deseamos sinceramente iniciar el contacto y emprender su camino hacia la propiedad de una vivienda. En Coldwell Banker Chesapeake, nuestro compromiso reside en ofrecer igualdad de oportunidades de vivienda para todos, ejemplificando nuestra dedicación a fomentar comunidades diversas y vibrantes. Tu sueño de ser dueño de una vivienda es un paso significativo hacia un futuro más brillante, y estamos aquí para guiarte en cada paso del camino.

Uncategorized • September 13, 2023

Waterfront Paradise:

by Krista Batchelor
23829 E. Fork Blog

Discover the Serene Elegance of 23829 E Fork Drive, Chestertown, MD

Featured Global Luxury Listing from Lisa Raffetto
MLS# MDKE2003096

If you’ve ever dreamt of waking up to the soothing embrace of waterfront living, then the opportunity of a lifetime awaits you in Chestertown, Maryland. Nestled on the East Fork of Langford Creek, this custom-built masterpiece is a haven of tranquility, luxury, and architectural

MDKE2003096 Stunning Design and Architecture

brilliance. With 4 bedrooms, 5 bathrooms, and 3,342 square feet of pure elegance, this property is the epitome of Eastern Shore charm.

A Home Unveiled 

As you approach 23829 E Fork Drive, you’ll be struck by its stately presence on 8+ acres of lush greenery, complete with a private dock. This remarkable residence, now on the market for the very first time, is the brainchild of renowned builder Patrick Jones and architects Dunning & Dunning from Swarthmore, PA. Every detail of this home has been carefully crafted to harmonize with the picturesque landscape, ensuring that the waterfront views are celebrated from every window.

Waterfront Wonderland

This property is a sailor’s dream, boasting deep water access (4.5 MLW, buyer to verify) and a 7-ton boat lift. Imagine setting sail on the gentle waters of Langford Creek, or simply watching the sun dip below the horizon from the comfort of your private dock. In the evening,

the sunken living room with its vaulted ceiling provides the perfect setting to unwind and soak in the mesmerizing sunsets.

Luxury Meets Comfort

Step inside, and you’ll be greeted by White Oak floors that grace much of the house. The open floor plan seamlessly blends indoor and outdoor living, with a deck, screened-in porch, and covered front porch that beckon you to savor the beauty of each season. The gourmet kitchen, complete with stainless steel appliances and upgraded countertops, is a chef’s delight. An adjoining 2-car garage offers convenience, with additional storage space above and separate outside access.

Space for Everyone

The home’s basement, with its generous proportions, is partially finished, offering endless possibilities for a workshop, recreation area, or additional living space. There’s even a garage door to accommodate all your outdoor toys, making this property perfect for the modern homeowner who values both luxury and functionality.

Explore Your New Lifestyle

23829 E Fork Drive is not just a home; it’s a lifestyle. With high-speed internet connectivity, you can seamlessly work from home while enjoying the serenity of waterfront living. And when it’s time to explore, Chestertown’s charming shops, restaurants, and cultural amenities are just a short drive away.

A Piece of Paradise

This extraordinary property, with its contemporary Cape Cod style, is nestled in Kent County, Maryland, in the Kent County Public School District. The current tax assessment is $11,956 for 2022, and it sits on a sprawling 8-acre lot.

If you’ve ever yearned for the perfect waterfront retreat, 23829 E Fork Drive in Chestertown, MD, is your answer. From the architectural brilliance to the serene waterfront setting, this home offers an unparalleled lifestyle. Don’t miss your chance to make this waterfront paradise your own. Schedule a showing today and discover the magic of Chesapeake living.

 

Listing Courtesy of Coldwell Banker Global Luxury Specialist:

Lisa Raffetto
307308 MD
410-778-0330

Main Street Home Loans • September 13, 2023

How to Improve Your Credit Score for Better Mortgage Rates

by Krista Batchelor
Trent - Improve your Score

Guest Blog from: Trent Riggs (NMLS 2143938), Home Loan Consultant with Main Street Home Loans

Improving your credit score is a strategic way to secure a better mortgage rate, potentially saving you thousands of dollars over the life of the loan. Here’s a guide on how to enhance your credit score for a more favorable mortgage rate:

  • Check Your Credit Reports: Request free copies of your credit reports from the major credit bureaus (Equifax, Experian, TransUnion). Review them for errors, such as incorrect accounts or late payments, and dispute any inaccuracies.
  • Pay Bills on Time: Payment history is a significant factor in your credit score. Ensure all your bills, including credit cards, loans, and utilities, are paid on time. Set up reminders or automatic payments to avoid missed due dates.
  • Reduce Credit Card Balances: Lower your credit card balances to decrease your credit utilization ratio (credit card balances compared to credit limits). Aim to keep your utilization below 30% to positively impact your score.
  • Avoid Opening New Accounts: Each credit inquiry can slightly lower your score. Avoid opening multiple new credit accounts in a short period, as this can signal increased risk to lenders.
  • Maintain Old Accounts:
    The age of your credit accounts matters. Keep older accounts open, as a longer credit history can have a positive effect on your score.
  • Diversify Your Credit Mix: Having a mix of different types of credit accounts, such as credit cards, installment loans, and a mortgage, can benefit your credit score. However, only open accounts you truly need.
  • Pay Off Collection Accounts: Address any outstanding collection accounts. Negotiate with creditors to settle or pay off these accounts, as they can significantly lower your credit score.
  • Avoid Closing Accounts: Closing credit accounts can affect your credit utilization ratio and overall credit history length. If you must close an account, prioritize newer ones.
  • Apply for Credit Sparingly: Limit new credit applications, especially before applying for a mortgage. Multiple inquiries within a short period can be seen as risky behavior.
  • Work with a Credit Counselor: If your credit needs significant improvement, consider consulting a credit counselor. They can offer personalized guidance on how to manage your debts and boost your credit score.
  • Be Patient: Improving your credit score takes time, especially if you have a history of negative marks. Consistently practicing good credit habits will yield positive results over time.
  • Monitor Your Progress: Regularly check your credit score and reports to track your progress. Many financial institutions and credit monitoring services provide tools to monitor your credit for changes.

By diligently following these steps, you can enhance your credit score, making you a more attractive borrower to lenders and potentially securing a better mortgage rate. Remember that even small improvements in your credit score can lead to significant savings over the life of your mortgage.

Reach out to your Coldwell Banker Chesapeake Real Estate Agent of choice or Trent Riggs for additional information to get you started on your home owning process.


Trent Riggs, Loan Officer

NMLS # 2143938
410-490-7061
triggs@mainstreethl.com

Licensed in DE,FL,MD

Main Street Home Loans, Trent Riggs is here to make your dreams of owning a piece of this stunning shoreline a reality.

 

Main Street Home Loans • September 6, 2023

Understanding Mortgage Basics

by Krista Batchelor
Understanding Mortgage Basics

Buying a home is a significant financial milestone, and for first-time home buyers, understanding the basics of mortgages in Maryland is essential to make informed decisions. A mortgage is a loan specifically designed for purchasing real estate, typically with a long repayment period. Here’s a comprehensive guide to help first-timers navigate the intricate world of mortgages:

Types of Mortgages:

There are several types of mortgages, each with its own terms and conditions. The two primary categories are fixed-rate mortgages and adjustable-rate mortgages (ARMs). Fixed-rate mortgages offer a consistent interest rate throughout the loan term, providing stability in monthly payments. ARMs, on the other hand, have interest rates that may change after an initial fixed period, which can lead to fluctuating payments.

Down Payment:

Lenders usually require a down payment, which is a percentage of the home’s purchase price. It typically ranges from 3% to 20% or more. A larger down payment can lead to lower monthly payments and better interest rates. Some first-time home buyer programs might offer reduced down payment options.

Interest Rate:

The interest rate determines the cost of borrowing. A lower interest rate results in lower overall loan costs. Factors that influence your interest rate include your credit score, the loan type, the down payment, and market conditions. Shopping around for the best interest rates from different lenders is crucial.

Loan Term:

The loan term is the duration within which you’re expected to repay the mortgage. Common terms are 15, 20, or 30 years. A shorter term means higher monthly payments but less interest paid over the life of the loan.

Closing Costs:

Closing costs encompass various fees associated with finalizing the mortgage, such as appraisal fees, title insurance, attorney fees, and more. They typically amount to 2-5% of the home’s purchase price. Buyers should budget for these costs in addition to the down payment.

Pre-approval vs. Pre-qualification:

Getting pre-approved for a mortgage involves a thorough evaluation of your financial situation by a lender, indicating how much you can borrow. Pre-qualification is a preliminary assessment and not as rigorous. Pre-approval gives you a stronger position when making an offer on a home.

Private Mortgage Insurance (PMI):

If your down payment is less than 20%, lenders often require PMI to protect themselves in case of default. PMI adds to your monthly payment but can be removed once you’ve built sufficient equity in the home.

Loan Estimate and Closing Disclosure:

Lenders are required to provide a Loan Estimate outlining the terms of the loan within three days of your application. Before closing, you’ll receive a Closing Disclosure, which provides the final details of the loan. Review these documents carefully to ensure accuracy.

Financial Readiness:

Evaluate your financial situation thoroughly before committing to a mortgage. Consider factors like your current and future income, job stability, and lifestyle. Make sure your monthly mortgage payment aligns with your budget.

Seeking Professional Guidance:

Navigating the mortgage process can be complex. It’s advisable to consult with mortgage brokers, financial advisors, or real estate agents to gain a deeper understanding of your options and make informed decisions.

In conclusion, understanding mortgage basics is crucial for first-time home buyers. Thoroughly research and compare different mortgage options, considering factors like interest rates, loan terms, down payment, and closing costs. Understanding mortgage basics in Maryland and becoming well-informed will empower you to make the right choices and embark on your homeownership journey with confidence.

Trent Riggs, Loan Officer
NMLS # 2143938
410-490-7061
triggs@mainstreethl.com

Licensed in DE,FL,MD

Main Street Home Loans, Trent Riggs is here to make your dreams of owning a piece of this stunning shoreline a reality.

Buying A Home • September 5, 2023

Navigating Your First Home Purchase

by Krista Batchelor
1st time Home Buyer Tips

Tips and Insights from Coldwell Banker Chesapeake Real Estate

Buying your first home is a significant milestone in life and a major financial decision. It’s an exciting adventure that often comes with a mix of emotions, from anticipation to anxiety. At Coldwell Banker Chesapeake Real Estate, we understand that this journey can be both thrilling and daunting. To help you navigate the process successfully, we’ve compiled a list of essential tips and insights for first-time homebuyers.

1. Define Your Budget

Before you start searching for your dream home, it’s crucial to determine your budget. Consider your current financial situation, including your income, savings, and existing debts. Factor in extra costs such as property taxes, homeowner’s insurance, and maintenance expenses. Knowing your budget will help you narrow down your options and avoid falling in love with a home that’s beyond your means.

2. Get Pre-Approved for a Mortgage

Once you’ve established your budget, the next step is to get pre-approved for a mortgage. This will give you a better understanding of how much you can borrow and what your monthly payments will look like. Having a pre-approval letter also makes you a more attractive buyer to sellers, increasing your chances of securing your desired property.  Reach out to a local lender like Trent Riggs of Main Street Home Loans for help in this area.

3. Prioritize Your Needs and Wants

Make a list of your must-haves and nice-to-haves in a home. This will help you focus your search and ensure you don’t compromise on the essentials. Keep in mind factors such as location, the number of bedrooms and bathrooms, and any specific features that are non-negotiable for you.

4. Work with a Real Estate Agent

A knowledgeable real estate agent can be your best ally during the homebuying process. They can help you find listings that meet your criteria, negotiate on your behalf, and guide you through the paperwork and legalities. At Coldwell Banker Chesapeake Real Estate, our experienced agents are dedicated to helping you find the perfect home.

5. Visit Multiple Properties

Don’t rush into a decision. Visit several properties to get a feel for what’s available in your budget and desired location. Take notes and ask questions during each visit to help you make an informed decision.

6. Consider Future Resale Value

While it’s essential to find a home that suits your current needs, it’s also wise to think about its resale value. Real estate is an investment, and you should aim to make a sound one. Look for properties in neighborhoods with good schools, low crime rates, and proximity to amenities.

7. Be Prepared for Hidden Costs

In addition to your down payment and mortgage, be prepared for various closing costs, which can include appraisal fees, inspection fees, and attorney fees. Factor these expenses into your budget to avoid any financial surprises.

8. Don’t Skip the Home Inspection

A thorough home inspection is crucial before finalizing the purchase. It can uncover potential issues that might not be apparent during a casual visit. If significant problems are discovered, you can renegotiate the price or request repairs from the seller.

9. Stay Patient and Flexible

The homebuying process can be lengthy and occasionally frustrating, especially in a competitive market. Be patient and prepared to adjust your expectations if necessary. The right home is worth the wait.

10. Enjoy the Journey

Buying your first home is a significant achievement. Embrace the excitement and celebrate the milestones along the way. With the guidance and expertise of Coldwell Banker Chesapeake Real Estate, you can turn your dream of homeownership into a reality.

At Coldwell Banker Chesapeake Real Estate, we’re committed to helping first-time homebuyers navigate the complex world of real estate. Our team of dedicated professionals is here to guide you every step of the way. If you’re ready to begin your journey to homeownership, contact us today. Your dream home is waiting!

Main Street Home Loans • August 29, 2023

Navigating Your Homeownership Journey with a Trusted Partner on the Eastern Shore of Maryland

by Krista Batchelor
Trent-Riggs-300x300








Guest Blog from Financing & Marketing Sponsor: Main Street Home Loans, Trent Riggs

Guest Blog from Financing & Marketing Sponsor: Main Street Home Loans, Trent Riggs

Meet Trent Riggs: Eastern Shore’s Mortgage Loan Officer

Trent Riggs is your neighborhood mortgage loan officer on the Eastern Shore of Maryland. With Main Street Home Loans, he is helping families achieve homeownership dreams across the Shore.

A Local Perspective with Personal Insight

Trent has been born and raised on Maryland’s Eastern Shore, and he knows the area’s real estate market intimately. With years of experience, he combines local knowledge with empathy and a personal approach to guide clients through the mortgage process.

Main Street Home Loans: A Trusted Partner

Main Street Home Loans is known for integrity and community focus. Trent offers a wide range of mortgage products tailored to residents’ needs—from first-time homebuyers to those looking to refinance.

Guidance Through Every Step

Trent believes in being more than just a mortgage expert. For first-time buyers, securing a home loan can feel overwhelming. Trent supports clients through each stage, making the journey to homeownership smooth and clear.

Dedicated to Mortgage Education

What sets Trent apart is his dedication to mortgage education. He simplifies complex terms and ensures clients understand their options. His goal is to empower clients to make confident, informed choices about their future.

Understanding the Emotional Significance of Homeownership

Buying a home is about more than paperwork. Trent knows it’s where memories are made and futures are built. He treasures the charm of the Eastern Shore and aims to make homeownership accessible to everyone in the community.

The Power of Personal Connections

In today’s digital world, Trent values face-to-face interactions. Every handshake and conversation builds a foundation of trust. With Trent, clients aren’t just transactions—they’re neighbors and friends.

Ready to Take the Next Step?

If you’re considering a move on the Eastern Shore of Maryland, reach out to Trent Riggs. With the expertise of Main Street Home Loans, he is here to turn your homeownership dreams into reality.

Trent Riggs, Loan Officer
NMLS # 2143938
410-490-7061
triggs@mainstreethl.com
Licensed in DE, FL, MD


Agent Profiles • August 29, 2023

Unveiling a Seafood Surprise:

by Krista Batchelor
wes_katie_crabwinner

Coldwell Banker Chesapeake’s Unconventional Approach to Building Connections


In the world of real estate, standing out from the crowd requires more than just a polished sales pitch and an impressive portfolio. Wes Russum and Katie Moore, the dedicated agents at Coldwell Banker Chesapeake Real Estate Company, have mastered the art of forging connections by taking an unconventional and utterly delectable approach – using seafood to spark conversations and build lasting relationships.

Gone are the days when fairgoers were bombarded by pushy real estate agents amidst the thrill of funnel cakes and cotton candy. Wes and Katie, armed with a hyper-local real estate marketing strategy, understand the power of a genuine conversation starter. Enter their ingenious idea – offering a bushel of steamed Chesapeake Bay blue crabs at the Queen Anne’s County Fair.

Partnering with the esteemed LNT Seafood of Preston, Wes and Katie turned their vision into reality. The result? An astounding success that saw them striking up conversations with hundreds of fairgoers over the course of the four-day weekend. Beyond merely making new acquaintances, they were weaving the fabric of new friendships and connections that can be

invaluable in the realm of real estate. Sunday, August 27th marked the culmination of their

unconventional endeavor. Wes and Katie, the dynamic duo of the real estate world, made good on their promise by delivering a bushel of fat, steamed blue crabs to none other than Mr. Henry Hilleary of Centreville, Maryland. It was a moment that underscored their commitment to not only connecting with the community but also delivering on their word in a truly unforgettable manner. 

 

What makes this approach so remarkable is its authenticity. Wes and Katie aren’t just real estate agents – they are community enthusiasts who understand that building a network requires a personal touch. By tapping into the local culinary delight that is Chesapeake Bay blue crabs, they managed to break down barriers and create genuine conversations that transcend the typical real estate transaction.

 

In a world where traditional marketing methods often blend into a sea of sameness,

Coldwell Banker Chesapeake’s “Don’t Be Crabby” approach shines like a beacon. It’s a reminder that fostering connections requires creativity, a willingness to step outside the ordinary, and a genuine passion for the community you serve.

So, the next time you’re at a local fair and spot friendly faces offering a taste of the Chesapeake’s finest, remember Wes Russum and Katie Moore. They’ve proven that sometimes, a shared meal can be the start of something extraordinary – a partnership, a friendship, or even your next dream home. 

As the real estate landscape continues to evolve, let’s take a page out of Wes and Katie’s playbook. Embrace the unexpected, savor the connections, and, most importantly, remember not to be “crabby” when it comes to trying new and exciting ways to connect with our communities.

Featured Properties • August 16, 2023

Seize the Opportunity:

by Krista Batchelor
MDKE2002906

Waterfront Restaurant Property for Sale in Betterton, MD

 

NEW PRICE
Active Commercial Listing: MDKE2002906
Current Price: $379,000
Listing Agent: Lisa Raffetto, Coldwell Banker Chesapeake Real Estate

 

Have you ever dreamed of owning a restaurant that not only offers delectable dining experiences but also presents breathtaking views of the Chesapeake Bay meeting the Sassafras River? Well, the opportunity has just become more enticing with the commercial property for sale at 12 Ericsson Avenue, Betterton, MD 21610. This property, listed with Coldwell Banker Chesapeake, promises not just a business venture but a chance to become a part of the charming coastal community of Betterton. Read on to discover the remarkable potential that awaits with this stunning restaurant property.

A Gem by the Water:

Betterton, affectionately referred to as “the jewel of the Chesapeake,” is renowned for its captivating waterscapes, making it a magnet for boaters and beach enthusiasts. This property is a gateway to this coastal paradise, offering a rare opportunity to own a restaurant with an expansive deck that overlooks Betterton Beach. Imagine dining with your guests as you all take in the mesmerizing vistas of the water where the Chesapeake Bay and Sassafras River converge. It’s not just a restaurant; it’s an experience.

Filling a Void:

The town of Betterton and its visitors have long yearned for a restaurant to grace their shores once again. The absence of such an establishment has left a noticeable gap in the community, and the tourists have felt the absence keenly. The potential to reinvigorate the culinary scene and become a cherished part of the town’s fabric is unparalleled.

A Treasure Trove of Possibilities:

The property’s value is not limited to its location alone. Much of the equipment and furnishings needed to start or continue a restaurant business are ready and waiting to be utilized. The deck alone can comfortably accommodate 45 guests, providing an alfresco dining experience unlike any other. Inside, the dining room and bar can seat 72, ensuring a delightful ambiance for all occasions.

Beyond the Horizon:

The allure of this property doesn’t stop at the restaurant’s indoor and outdoor seating areas. A basement equipped with storage facilities and essential equipment opens doors for creativity and expansion. Whether you envision a fully-stocked kitchen, a private event space, or an enhanced storage system, the basement is a blank canvas awaiting your imagination.

Savor the Surroundings:

Perched on a hill overlooking the waterfront park, this property offers a panoramic view of the expansive beach, bathhouses, fishing jetty, and picnic sites. And here’s a bonus – no jellyfish! The backdrop alone sets the stage for unforgettable experiences for both diners and staff.

A Proven Legacy:

The history of the property speaks volumes about its potential for success. The previous restaurant that graced these premises enjoyed thriving popularity, establishing a legacy that is just waiting to be continued or revitalized.

Conclusion:

In the heart of Betterton, Maryland, lies an exceptional opportunity to own more than just a restaurant – to own a piece of a cherished coastal community, to offer an extraordinary dining experience, and to become a part of the town’s story. This commercial property for sale with Coldwell Banker Chesapeake at 12 Ericsson Avenue is not just a real estate deal; it’s an investment in a dream, a view, and a legacy. The potential is undeniable, and the time to seize it is now.

Listing Agent:

Lisa Raffetto, LRES
Associate Broker
lisar@cbchesapeake.com

Direct: (410) 708-0174
Office: (410) 778-0330
License: 307308 MD

Buying A Home • August 15, 2023

Extend Your Summer: Finding the Perfect Vacation Home on Maryland’s Eastern Shore and Delaware’s Beaches

by Krista Batchelor
Beach Living

As we reluctantly bid adieu to another delightful summer, our minds naturally gravitate toward ways to prolong the feeling of relaxation and rejuvenation that this season brings. If you’re dreaming of extending your summer vibes year after year, investing in a vacation home might just be the ideal solution. Imagine having your own retreat nestled in the serene landscapes of Maryland’s Eastern Shore or the sun-kissed beaches of Delaware. A vacation home is more than just a property; it’s an investment, a legacy for your family, and a treasure trove of cherished memories waiting to be made.

Unlocking the Dream: A Vacation Home of Your Own

Whether you’re considering a second home or a vacation property, the process of finding the perfect getaway spot demands careful consideration. To guide you on this exciting journey, let’s delve into some essential factors to weigh as you embark on your search for the ultimate vacation abode.

1. Sizing Up Your Needs

MDWO2015456 – 12301 Jamaica Avenue H-229 Ocean City, MD 21842

The first step in your quest for the perfect vacation home is determining the space that aligns with your requirements. Are you seeking a cozy condo for intimate getaways, a spacious townhouse to accommodate friends and family, or perhaps a sprawling single-family home for grand gatherings? Understanding your space needs will narrow down your options and help you focus on properties that resonate with your vision.

2. Choosing Your Waterside Haven

When it comes to vacation homes, location is key. Maryland’s Eastern Shore and Delaware’s pristine beaches offer a tapestry of natural beauty and recreational opportunities. Do you prefer the rhythmic sound of waves crashing against the shore, or the tranquility of a bay view? This decision will set the stage for your idyllic retreat.

3. The Allure of Water Access

For many, the allure of a vacation home lies in its proximity to water. Picture yourself sipping morning coffee on your own private dock or spending lazy afternoons by the poolside. Homes for sale with water access offer the chance to indulge in aquatic adventures, from boating and fishing to kayaking and swimming.

4. Investment Potential

Your vacation home isn’t just a sanctuary for relaxation; it’s also an investment opportunity. Properties in sought-after locations often appreciate in value, making your vacation home a potential source of long-term financial gain. Moreover, it can serve as a rental property during periods when you’re not using it, generating additional income.

5. Creating Lasting Memories

A vacation home isn’t just a place; it’s a vessel for creating priceless memories. Imagine summers filled with beach bonfires, family cookouts, and starlit strolls. Your vacation home becomes a canvas for family bonding, celebration of milestones, and a retreat from the everyday hustle.

6. Working with Real Estate Professionals

Navigating the real estate landscape, especially in a vacation destination, can be complex. Enlisting the help of experienced real estate professionals can streamline the process, ensuring you find the property that perfectly encapsulates your dreams and desires. Coldwell Banker Chesapeake Real Estate has agents licensed in both Maryland and Delaware to help with any of your real estate needs.

Waterfront Property:

MDTA2005156: 6153 Long Point Road, Neavitt MD

Embrace Your Second-Home Dream Today

As the days grow shorter and the air carries a hint of autumn’s approach, now is the opportune time to explore the world of vacation homes. Whether you’re captivated by the charm of Maryland’s Eastern Shore or enticed by the allure of Delaware’s sandy beaches, your perfect vacation home awaits. From homes for sale with pools to waterfront properties with private docks, the choices are as diverse as your aspirations.  Reach out to one of our experienced agents today, to make your vacation home dreams come true. So, as you bid farewell to the summer season, consider this your invitation to extend those sun-soaked days and balmy evenings—forever—by embracing the vacation home of your dreams.

Invest in your future, create memories to last a lifetime, and let the Eastern Shore and Delaware’s beaches become the backdrop to your most cherished moments. Start your journey today, and let your vacation home be the bridge to endless summers and endless joy. friends and family, or perhaps a sprawling single-family home for grand gatherings? Understanding your space needs will narrow down your options and help you focus on properties that resonate with your vision.

 

Featured Properties • August 4, 2023

Historic Charm and Commercial Potential: Exploring 860 High Street

by Krista Batchelor
MDKE200916 - 860 High Street, Chestertown, MD: Commercial Listing (Main photo courtesy of Tyler Campbell Photography)

For Sale: Active Commercial Property

A mill has stood on this site since the 18th or early 19th century. The present Radcliff Mill complex is historically significant for its association with the development of agriculture and the associated grist milling industry in Kent County.

Nestled on the Eastern Shore of Maryland, 860 High Street presents an exceptional opportunity for commercial property investment. This historic gem, known as the Radcliffe Mill, carries a legacy dating back to 1891 and proudly resides on the esteemed National Register of Historic Places. But there's more to this property than its rich history; it stands as a testament to modern versatility.

Restoration and Flexibility:

In 2007, the Radcliffe Mill underwent extensive restoration, transforming it into a flexible complex that marries historical charm with contemporary functionality. The complex boasts two prominent structures - the 4-story mill building and the annex/seed house. Spread across 2.3 acres adjacent to the serene Radcliffe Creek, this property beckons with its unique potential.

Agricultural Heritage:

Located in Chestertown, this property's significance to Kent County's agricultural heritage dates back to 1694. It's a testament to the region's historical and cultural ties to the land.

Captivating Features:

Upon arrival, the main building's reception area makes a lasting impression, hinting at the grandeur within. An elevator connects the levels, leading to business offices, while a delightful sushi-thai restaurant adjacent to the main lobby adds culinary charm.

Wellness and Creativity Flourish:

MDKE2002916 - The Seed House at 860 High Street

The annex, known as Radcliffe Studios, resides within the Seed House. Here, a yoga studio, cafe, and various wellness-focused businesses create a dynamic ecosystem that enhances the property's allure.

Amenities for Success:

860 High Street caters to business needs with a 61-car parking area, a practical loading dock, and a unique original grain elevator, a nod to the property's historic roots.

Crafted for Excellence:

The property's design was a collaborative endeavor with South Fork Studio Landscape, ensuring a harmonious blend of aesthetics and practicality.

Strategic Convenience:The property's strategic location places it within walking distance of Washington College and the Wayne Gilchrest Walking Trail. Downtown Chestertown, brimming with opportunities, is just a mile away.

Chestertown's Rich Tapestry:

Founded in 1706 along the scenic Chester River, Chestertown boasts cobblestone sidewalks, charming period homes, diverse shops, theaters, and galleries. The culinary scene thrives with options including an inviting Oyster Bar and cozy cafes.

Engaging Experiences Await:

Residents and visitors alike relish the vibrant farmers market, the serenity of Fountain Park, strolls along the Chester River Walk, participation in the annual Tea Party Festival, and delightful cruises aboard the Chester River Packet.

Accessibility Redefined:

Chestertown's strategic location extends its accessibility; it's just 90 minutes from Washington, D.C., and Philadelphia, and a mere hour's drive from Wilmington.

860 High Street, Chestertown, MD, transcends being a mere property. It's a canvas where history blends with opportunity, offering a unique investment prospect. From the meticulously restored mill to the bustling annex, every facet of this space holds promise for businesses seeking an inspired backdrop. Join the legacy of 860 High Street and unlock its boundless potential.

Coldwell Banker Chesapeake Real Estate Co. stands as a cornerstone of excellence in the real estate industry, with a rich history of delivering top-tier service. Committed to integrity, innovation, and client satisfaction, their seasoned professionals navigate the complexities of real estate transactions with finesse.  This listing is courtesy of Richard Budden, Realtor GRI  of Coldwell Banker Chesapeake Real Estate Co.

 

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