6 Simple Steps to Buying Your Home

1. Get Pre-Qualified: Understanding how much you can afford is the first step. Getting pre-qualified will not only show you what types of homes are within your budget, but it will also help streamline your search and let sellers know you’re serious.
2. Determine Your Loan Type: Choosing the right loan for your financial situation is crucial. Trent will guide you in selecting the best option based on your needs, how long you plan to live in the home, and your repayment goals.
3. Find Your Home (and Make an Offer!): This is where Coldwell Banker Chesapeake’s expert agents step in! Partnering with knowledgeable real estate professionals will help ensure you make the right choice and navigate the market confidently.
4. Apply for the Loan: Once your offer is accepted, Trent will assist you in submitting your loan application. He’ll ensure you have all necessary documentation—like pay stubs, tax returns, and bank statements—to keep the process moving smoothly.
5. Processing and Underwriting: Next, your loan moves to processing and underwriting. Trent’s team will handle this stage to ensure your loan is approved and ready for closing.
6. Go to Closing (and Enjoy Your New Home!): At closing, all the paperwork is signed, the property is officially yours, and you get to celebrate moving into your dream home!

Contact Trent Riggs and Coldwell Banker Chesapeake

With Trent Riggs and Coldwell Banker Chesapeake Real Estate by your side, your path to homeownership has never been easier. If you’re ready to make 2025 the year you achieve your dream, give Trent a call today! Together, we’ll make the journey seamless, exciting, and rewarding.

Contact Trent Riggs at Main Street Home Loans:

Trent Riggs
Home Loan Consultant

NMLS #2143938
Phone: 410-490-7061

triggs@mainstreethl.com
www.mainstreethomeloans.com/triggs